CGS-authored
Today, enterprising firms offer, for a fee, to tell you about your genes. They claim that this knowledge will help you live longer and better. You might, for example, have extra checkups to detect early signs of the diseases that you are most at risk of contracting, or you could alter your diet to reduce that risk. If your chances of a long lifespan are not good, you might buy more life insurance, or even retire early to have enough time to do what you always wanted to do.
Defenders of privacy have worked, with some success, to prevent insurance companies from requiring genetic testing before issuing life insurance. But if individuals can do tests from which insurance companies are barred, and if those who receive adverse genetic information then buy additional life insurance without disclosing the tests that they have taken, they are cheating other holders...